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Hello my name is ***** ***** I will help you with this.
For now please let me know whether the defaults are accurate?
Ok - do you have any grounds to which to dispute the defaults?
yes as it is been paid in full an the creditor is satisfied
Does it show as satisfied?
And you paid after you defaulted?
yes for some time I was also out of the country
Ok - what dates are the defaults?
18/01/13 and 07/01/2009
Ok, its bad news I am afraid, if the defaults are correct there is nothing you can do
If they are marked as satisfied that is all you can have done, but they will remain
They stay on your file for 6 years from date of default
But unless they are inaccurate you can not get them removed as they are valid and accurate
I am very sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest
Can I clarify anything for you about this today please?
ok so everyone has said but I heard that it can be removed for a fee
No, that is not true.
Only if the lender agrees to removes it can that be done
You can ask yourself if you want,they might say yes
But only they or a Court can do it
A court will only do it if it is wrong