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In respect of the 2 properties you rent out, have you notified the Lender and are these 2 Mortgages now on a buy to let basis?
i now have consent from the lender to let the two rented properties - but they are not buy to let mortgages
its not an issue now as such - i just thought as someones partenr at work got done for mortgage fraud for faslifying income statements - i never did anything like that but it got me thinking when i applied for residential mortgages i never declared other residential mortgages at the time so just wondering as that seems like fradu to me
thanks alex - my plan was to move the buy to let properties to new lenders with buy to let mortgages to start a new mortgage and be honest - is that a good idea
out of interest - i did mention this to one of my lenders but they were just not bothered - they said the only thing i should have done was to let them know i had other properties on rent and also let the lenders know the property was on rent - that's the only issue they had with it - that i should have got consent to let earlier