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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 30929
Experience:  Over 5 years in practice
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My x husband and myself have an outsdandind mortgage with north

Customer Question

My x husband and myself have an outsdandind mortgage with north an rock,now nram.in the last 5/6 years the balance doesn't seem 2reduce.I phoned them last week because the money isn't coming out of the account,in November I paid 832.50.they told me its all back 2normal and Decembers payment will be 277.50.again not taken out of account,just phoned them,they are now saying we owe 555.00,just paid 277.50.really not happy.I asked them 2 phone me back as time on a mobile phone,the man said he needed permission,but he could put me through 2complaints,getting really fed up,could u please give me some advice as I only work 19 hours a week,this money is a weeks wages 2 me.thank you.
Submitted: 1 year ago.
Category: Law
Expert:  Clare replied 1 year ago.
Hi
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
Who is living at the property?
Clare
Customer: replied 1 year ago.

We had 2sell the property as my x wouldn't pay,myself and 2children were homeless 4 7months,we were living in 1sisters living room,then another sisters bedroom until the council renamed me and the kids,my x lived with his brother,he now has a 1 bed flat in bishops itchington,I now live in leamington spa,but hate it,trying 2get back 2 bishops itchington,the has style only started in September,the account has always been the same,I don't know what the problem is,plus the loan never seems 2 reduce,its a lot of money a month 4 me 2pay,its a weeks wages.

Expert:  Clare replied 1 year ago.
Hi
Was there a financial order within the divorce proceedings?
Clare
Customer: replied 1 year ago.

My x should be paying 400.00 a month 4 the kids but he has only been paying 300.00 a month,he was also told he had 2pay half 4 school trips,cloths,drams,scouts ext he will buy a pair of shoes and sometimes cloths,but its all down 2 me,cos he thinks he pays 300.00 that's it job done,I know he is on about 30.000 grand a year.he is a very stubborn man.

Expert:  Clare replied 1 year ago.
Hi
BUt what was agreed/ordered about this debt?
Do you have a court order stating the child maintenance figure?
Clare
Customer: replied 1 year ago.

It was done through a soliciter,will have 2find paperwork,not sure if I've still got it,cos all my stuff was in storage 4 7 months,will look now and get back asap.

Expert:  Clare replied 1 year ago.
Hi
Ok that is fine
Clare
Customer: replied 1 year ago.

The solicitor I used was a lovely lady called Kate booth,field overall solicitors,42,Warwick street,leamington spa,cv325js,but the main issue is with nram,every time a payment is paid they try and add another month,a weeks wages that I can't afford.

Expert:  Clare replied 1 year ago.
Hi
I understand that but I need to find out why your ex wasn't ordered to pay this within the divorce proceedings.
Clare
Customer: replied 1 year ago.

I didn't know anything about it till the house was sold,also didn't know I could have stayed in the house and claimed benefit,just gutted,let my kids down big time.we both received 3grand each from the sale of the house,not I had 70.00 a month 2pay on storage,plus I had 2give sisters money 4bills sect.

Expert:  Clare replied 1 year ago.
Hi
So what financial arrangement was actually made within the divorce proceedings?
Clare

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