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No he left no will and was uninsured.
I am not next of kin but if we need to get an administrator to deal with his estate it will be me, and also possibly his partner (they were only living together but he was supporting her financially).
I have only just started looking at the financial side of things. He really had so little and his few possessions are precious to us all. I just needed to know if we have to sell them to pay his debts.
As of yet I am not totally sure how bad the debts are. I am talking to his bank tomorrow but he also had some credit cards.
Thank you so much for your help,
Thank you so much for your help. Really so much appreciated.
I am not sure yet of the amount of debt my brother left. With regard to possessions he only had clothes, books and some cds. He was a very minimalist kind of a person. I am fairly sure his possessions won't balance his debts but it's difficult to make that call until I have added it all up.
Thank you for letting me know about the fact the creditors have to make a claim for the debt to be paid. Do they make that claim to the administrator of the will or, if we get a solicitor, do they do it through them?
Also, with regard to the letter we could write inviting the creditor to write off the debt, does that need to be done through a solicitor?
Thank you AJ,
That is good advice and I feel much less confused and more confident in going forward.
Thank you so much for the link and letter template. That is of real help.
I will ascertain the amount of debt we are looking at and then go from there.
Bless you for your help,
Thank you so much AJ.