Thank you for that. They say its for a loan from 2009. I wrote to them about 3 years ago from my previous address for proof that i owed them money and they ignored three letters. so they have no proof. I didn't write that on my form, I only wrote that I didn't receive it, I completely reject the claim and I can defend myself against the claims. Is that not enough?
If you don't think I will get it set aside from this can I put in another form with a stronger defence? I haven't paid for the form yet.
And finally to go back to my original question. If I pay how long until I find out if it has been set aside? If it is more than 10 days then I will have lost my chance to settle before the 28 days. That's a big risk because I know if i get it set aside i will win the court case but if i dont then I have a record against me for 6 years. That is all. Please advise.
Yes, it does answer my question. The only thing that I have to consider is, will the court be satisfied with my defence that I have asked for proof and they couldn't provide it, as well as not receiving any documents. What do you think? I will decide my options based on that.
Thanks for that. I did write that I completely reject the claim because I have no idea what it is as I never received any papers and I have no loans and just one credit card. I hope it will be accepted.