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Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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I have been paying off a loan which is charged against my house

Resolved Question:

I have been paying off a loan which is charged against my house since 2006 the original agreement was over 5 years unfortunately due to unforeseen circumstances I faulted on the loan of £5000 and was immediately in court the fine was 3/4 times the amount to be charged against my house I feel I must of paid this off by now and wish to challenge this order
Submitted: 2 years ago.
Category: Law
Expert:  Jo C. replied 2 years ago.
Hi.
Thank you for your question. My name is ***** ***** I will try to help with this.
On what basis please?
Customer: replied 2 years ago.
I took a loan of £5000 out from HFC trust part of HSBC in 2006 to consolidate some credit cards I was ordered by the court to pay back approx £15000-20000 interest frozen
Expert:  Ash replied 2 years ago.
Hello my name is ***** ***** I will help you with this.
When were you last in court please?
Customer: replied 2 years ago.

2006

Expert:  Ash replied 2 years ago.
Ok, why did you not ask to appeal at the time?
Customer: replied 2 years ago.

I was not represented and I did not understand the law I was so low at that time I just took whatever came my way as I had defaulted however now Im looking at ways to release the charge on the house I have paid back far more than original amount of £5k

Expert:  Ash replied 2 years ago.
When did you understand the law?
Customer: replied 2 years ago.

thank you for everyone's assistance this question has been answerd and is now closed

Expert:  Ash replied 2 years ago.
Ok.
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience: Solicitor with 5+ years experience
Ash and other Law Specialists are ready to help you