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i honestly do not remember - if anything i would say yes - but just thought it was easier to not bother declaring them - what position does this leave me in ?
i now have consent to let on my mortgages for two properties - does that make a difference
so i have never defaulted and don't think i will do - but i am alittle worried - whats the best thing to do - own up, cash mortgages in or move to a new lender with all questions answered truthfuly
thanks Jo - i have already got consent to let on my two rental properties now - should that be enough ?
do i need to admit i might have not told the whole truth on the original mortgage applications
ok think we are nearly done- declaring everything sounds ok - but could that open a whole can of trouble for myself - fraud etc
last question on this now;
i think the best thing would be for me to move to a new lender and declare everything correctly - this should minimize any risk of investigation by the old lenders - is that a sensible plan;
thanks that's all my questions now
out of interest - i did mention this to one of my lenders but they were just not bothered - they said the only thing i should have done was to let them know i had other properties on rent and also let the lenders know the property was on rent - that's the only issue they had with it - that i should have got consent to let earlier