Alex Watts : Hello my name is ***** ***** I will help you with this.
Alex Watts : I assume your father had no knowledge the insurance was stopped?
Only when the officer informed him he was not insured he found out.
Alex Watts : Ok.
Alex Watts : well the car you need to show is insured to get it back, if you don't it will be crushed.
Alex Watts : But I guess the more pressing matter is the points.
Alex Watts : He can refuse to accept the fixed penalty and the matter will go to court.
Alex Watts : He can plead guilty, as the offence is made out for no insurance but ask the court to consider what is special reasons
Alex Watts : He can explain he was under the impression he thought the car was insured.
Alex Watts : Ideally the cousin will need to attend court and confirm your dad didn't know the policy was stopped.
I gathered logically the car is not worth the time as it's worth £300 and was going to sold anyway. To obtain insurance for a month it would cost over £300, making it non viable to get the car back
Alex Watts : The court can then consider this and can impose 0 points.
Alex Watts : But really the policy holder, the cousin needs to go to court as well as dad to confirm his story
Alex Watts : Can I clarify anything for you about this today please?
On the basis that you state my dad plead guilty and asks to consider," special reasons" what the worse possible outcome by going to court? Would he have to hire a lawyer also?
Alex Watts : Worse scenario is a fine and 6 points.
Alex Watts : He should have a lawyer yes, but he could represent himself.
Alex Watts : A lawyer would be better
Alex Watts : There is a legal test for special reasons you see
I ask because I reed that sometimes by going to court the penalty could be even stronger
Alex Watts : He may get a higher fine, but the points would either be 0 or 6
I have to also state that the insurance was with my sister his daughter with him as a named driver and she's not in the country at present as she migrated.
Alex Watts : I see. If she can provide a written statement emailed to be presented in court that would help
What points should the email/ letter state from my sister's side?
Alex Watts : Just that she cancelled the insurance and did not tell your dad.
Alex Watts : That is the main thimg
Alex Watts : thing
Would a court just accept an email?
Alex Watts : Well it would need to be a word document you need to print out. She would need to sign it so need a scanned signature
Alex Watts : Clearly the weight placed on that is not as much as if she had attended.
Alex Watts : But if your dad did not know special reasons do exist.
Is our chat going to be sent to my email address so i have it on record and sit with my dad to talk him through your points?
He is not so tech savvy with computers and technology like this.
Alex Watts : Once you rate the format changes so you can print it off
Alex Watts : But the key to remember is special reasons
If there's more questions after I rate am i able to ask you again through this medium or do I pay again?
Alex Watts : Yes If it's related to this you can come back to it, although the site may give the impression the question closes
Alex Watts : Can I clarify anything else for you today?
You have been clear and very precise with me, if there are more points or questions I shall return like Detective Columbo to ask more questions.
Thank you for your time and efficiency towards me, enjoy your evening and weekend.