Hello the finance agreement was signed the 12th of December 2014. The cooling off period is over. The shop is also telling me returns can only happen when there is a fault with the item.
Wouldn't it be a simpler solution to contact Barclays explain the situation and have them novate the agreement to the owner now instead or to put pressure on the retailer to pick up the item and void the agreement?
Sure Barclays wouldn't be happy about people circumventing their credit policy by the retailer duping innocent people to take out their agreements.
If this goes to court this would cause great stress to the elderly relative. What contract could I get the third party to sign to ensure that it is clear that this is his debt and for it to be legally enforceable in the event of default?
In the event I can not get this loan voided - what if I asked the defendant to sign a loan agreement like the following - http://www.formsmadesimple.co.uk/form_sample/loan_agreement.pdf
Would that still hold up in court in the event of default by defendant? And would I be legally able to ask a bailiff to enforce this collection of this loan?
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