I guess this is a problem when you fall foul of the legal niceties when the current situation could never reasonably have been foreseen (mutter, mutter, obscenities minutes!).
As he does not seem to be aware of this loophole, as it were, and as I don't believe minute he has any moral grounds paying other than this is a handy means of delaying money leaving his bank (and bearing in mind his argument solely stems from his accountant suggesting it might be illegal/money laundering to pay into an account other than the one we initially chose, which understandably happened happened to be an account with our business name), do you have any suggested courses of action that I might take?
What I'm getting at is that you have pointed out to me a legal oversight on our part which has only arisen subsequent to the decision by Companies House to close the company down (without discussion with us) and the bank subsequently closing the business account (also without any notice). Consequently, if we were to overlook this point have we any other legal angle to encourage him to pay up?
I don't believe I'm asking you advice, as you are acting on my behalf and not as an independent judge but merely to offer me any legal opinion as to why he should feel comfortable making payments into another account that I could present to counter his insistence in the illegality of doing so on the grounds of potential money-laundering and his view that he could be held liable in some way. I shall quote my earlier suggestion...
I have pointed out that this would be our responsibility (re. potential money-laundering) and on our heads alone. I have offered to send him a letter stating that we (as prev. owners of the business and the bank account) fully acknowledge payments made to our personal account are in place of previous payments made to the business account. I have even offered to supply him my tax reference so that he might write to HMIT regarding his concerns over money-laundering.
The sums we are talking about totals £1500 per month over about 28-9 months which may not be a huge amount in many business disputes but since my wife and I are both registered disabled (I'm in a wheelchair with MS and my wife has had 3 spinal surgeries and is on constant morphine medication) it is of crucial importance to us as we have no other means of generating income or savings. I have to implore you to please give me some ray of hope from all of this.
Many thanks, Mark