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Not sure but probably as he got the finance for the car
No just a default
Ok. When he gets a copy of the credit report it will include an address for Santander
He should write to that address and under the Data Protection Act request details of what it is
They should then provide this.
If they do not or he disputes it, he can apply to the Court for rectification
He would need to complete form N208
The Data Protection Act stats:
(1)If a court is satisfied on the application of a data subject that personal data of which the applicant is the subject are inaccurate, the court may order the data controller to rectify, block, erase or destroy those data and any other personal data in respect of which he is the data controller and which contain an expression of opinion which appears to the court to be based on the inaccurate data.
The Court will list it for a hearing and decide whether or not to make the order correcting the file
Can I clarify anything for you about this today please?
Thanks you this helps a lot