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im not sure, i was given a insurance certificate to give to the police producer as the vehicle was on a traders policy and it didn't show up when the police checked on the date of the collision
they say i was insured but they don't want to go through insurance as the excess cost more than the damage done to the other persons car (only bumper damaged as it was a 10mph collision) my employer wants to fix the bumper instead
i have no say in the matter with my employer, i can't control what he does. what happens if they just refuse and I'm stuck with the consequences or that it turns out i wasn't insured? do i have a case if it goes to court?
isn't producing insurance documents to the police proof? as i was given a producer and if i was uninsured the police would of pulled that up then?
but can i use that as a defence in terms of prosecution? as i had no reason think that i was uninsured
one last thing
could i defend myself or would you recommend a solicitor?
or is one needed
is it something that gets settled in court?