Hi, I had accident and that is not my fault. I drop my wife from work at morning at 6 am. Weather was dry. To way back to home one pedestrian just standing on divider and suddenly he jump in front of my car. He had not visible injuries. Ambulance and police called. Police took my statement. Police inform me that they check CCTV and found that pedestrian standing on divider from last 5 to 10 minutes. I called insurance company on same day and gave all information. They arrange repair and pass my case to third service provider "Service Underwriting Ltd". They also send my case to self employed insurance adjusters. He called me and ask that they want my writing statement. This adjusters called behalf from my insurance company. I don't received any letter from my insurance company stated that they will ask this kind of statements. Now my questions are 1) Do I have to give writing statement to insurance adjusters by law 2) What are advantages 3) What are disadvantages Thanks
Thank you for your answer. 1) I have't received any documentation from my insurance company to asking my writing statement. 2) How I can secure my self if pedestrian does decide to claim 3) If pedestrian does decide to claim do I have to pay anything to him or insurance company pay to him 4) What is the time limit for him to decide to claim.
As I am sure he did by purpose.