Ask a Law Question, Get an Answer ASAP!
, my name is ***** ***** it is my pleasure to assist you with your question today. how did you send the money?
By bank transfer
The others is sent Money Gram
Where was the bank account?
In Accra, I can get you the name
it's ok thanks
let e get my response ready please
It was to someone called Nana Orfali Sam, a/c No 2001700923701 at the National Investment Bank, 76 Osu Oxford Street
By the way did you meet this person face to face?
no I haven't but have been speaking to him on-line since last June
were you promised anything in return that money or was it just like a loan?
yes he was bringing the gold back here and he was moving to Scotland
He said we would make a big profit on the gold
so that we can retire
This is quite likely to be a scam. Such types of scams, known as ‘advance-fee fraud’ are unfortunately extremely common these days and many unsuspecting people fall . I have seen plenty of stories involving gold and certain countries like Ghana and Nigeria, where such scams mainly originate from.
The best way to spot these is by identifying specific 'red flags' that are almost always present. The following are the most common hallmarks of such scams and if they sound familiar then you can almost guarantee you are involved in a scam:
In terms of collecting the money, the MoneyGram payments are quite easy to get. The person only needs identification in the name of the receiving party an often they use fake IDs. The bank transfer may be your best bet at tracing these people but it could be that they had a bank account open, received the money and withdrew it, closing the bank account immediately afterwards.
The main issue is taking this matter further. I must advise you that it is very rare of such scams to get any money back, or scammers to be dealt with. The reasons are as follows:
1. These people are located abroad, often in countries where the authorities are far from efficient at dealing with such crimes. Also as there are far too many scams like this there are simply not enough resources to deal with them all.
2. Tracing the scammers is extremely difficult as they often operate from public internet cafes and can easily blend in with the general public and cannot be identified. They use the anonymity of the internet to its full extent.
3. Even if you manage to find them you can't force the authorities to act and apprehend them and to get you any money back. To do this you have to sue them, which as this will be happening between different countries will be very complex and expensive. Even if you win there is certainly no guarantee that they will reimburse you as the funds are likely to have been hidden or already distributed.
If you wish to report this, all scams can be reported to Action Fraud on 0300(###) ###-####or by visiting http://www.actionfraud.police.uk/report_fraud. There is only so much the local police here can do though so do not rely too much on them.
you are welcome