my name is ***** ***** I will help you with this.
Is it the bad credit you want to remove?
Just to confirm, their claim was dismissed?
Yes there claim was dismissed ,i want to know if bad credit remarks can be removed by both original creditor and the dca who bought the debt, also is there any thing i can do regards ***** ***** on my information
If the information is not true you can apply to the Court under the Data Protection Act
You need to issue a claim using form N208
The Court will list the matter hearing
Section 14 states
If a court is satisfied on the application of a data subject that personal data of which the applicant is the subject are inaccurate, the court may order the data controller to rectify, block, erase or destroy those data and any other personal data in respect of which he is the data controller and which contain an expression of opinion which appears to the court to be based on the inaccurate data.
If the Court makes an Order it can order the defaulting information to be deleted. That will clear your credit file
Can I clarify anything about this today please?
i have been in dispute since 2009 with barclays who never sorted problem out , so i stopped paying monthly bill. they then passed it to at least 5 dca rather than sort out my issue. they then sold the debt to mkdp...both barclays and mkdp have had me on bad credit since 2010..it finally went to court last week without even giving me a chance to attend , i didnt even know about the hearing or i would attended. its been thrown out which i thought it would because neither barclays or mkdp followed procedjure over the years they have tried to bully me... can i have bad credit removed can i do anything about all harrassment on daily basis and can i do anything about barclays passing on my data to half of england now its been thrown out thanks help
Indeed. I think you cant do anything about Barclays because its the other people who have the debt.
Can I clarify anything else?