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my name is ***** ***** I will help you with this.
please confirm it was in their terms and conditions about mileage?
yes, i believe so but I cannot find a copy of the contract
Ok, but if you know it contains a mileage cap then you are stuck with that.
All you can do is negotiate with them to reduce the rate they are charging or allow time to pay, ie monthly.
But the fact remains a contract was signed where you agreed to their terms and conditions
If they refuse, worst case if they could issue a County Court claim, at which point you could ask the Court to pay
But sadly you are liable and save there is no way of out this.
I am sorry if this is not the answer you want and it is certainly not the one I want to give you, but I have a duty to be honest
Can I clarify anything about this today please?
That's sort of what I thought you would say, although I was hoping there may have been some onus on the leasing company to track mileage by some sort of mileage capture systems. Clutching at straws really I know, but we don't have £4k!
No, sadly the onus is on you, which is why you should negotiate a smaller amount or monthly payments.
Creditors would rather get something than nothing
Does that help?
This bit helps -
Creditors would rather get something than nothing :)
Can I help with anything else today?
One last question, if they have not provided us with a countersigned copy of the contract, does that have any bearing? Of course, this will be difficult to prove, but is there a requirement to do this?
That would not make it unenforceable. But ask copy, you have a right to see that
ok, Thanks help. Bye.
Thank you. If I could ask you to rate my answer beor