Thank you response. There have been some developments today. I checked with trust online and found the CCJ in my name. I contacted the court and they directed me to the claimants solicitors, Judge & priestly acting on behalf of camden council. As I explained previously I had agreed to pay off my wife's debt and had a direct debit set up to J&P.
When we sold our house in Feb 2014 we had instructed our solicitor to pay the council large sums of money separate capital works bill which they did and I continued to pay off the other debt (my wife's debt) as arranged. It seems someone at the council mistook this payment as my wife's bill and instructed J&P to contact us in writing instructing us to cancel the direct debit because the debt was settled. We acted on that and believed we were now free of all council debt. We still have this letter which is clearly states this. We received this letter at our new address as our mail was redelivered months after the move.
At some point the council realised their error and with no incoming direct debits instructed J&P to retrieve the money still outstanding. J&P sent letters to our old house seeking the money and eventually I guess issued me with a summons to court (apparently in June 2014) which by this point with no onward chain I never received.
I've had no opportunity to respond, pay or defend. The council were aware that we didn't live there anymore as they were issued with a notice of sale from our solicitor.
I now realise we still owe the council money which is fine but it has risen from £4000 to £5885 and through no fault of our own. It's all down to errors and mismanagement from the council. I have acted in good faith keeping to the terms of the debt recovery contract I had with them. They've messed it up internally, told us to stop paying, realised something was wrong but instead of contacting our solicitor forwarding address they've instructed their solicitor to send us letters to a house we haven't lived at months resulting in this CCJ.
Is this CCJ legally binding seeing as I was never formally issued with the summons?
Having spoken to J&P today they admitted that the CCJ shouldn't be in my name and are contacting the court to have it removed (they said it was an error by the court) or put into my wife's name but I'm worried that because I agreed to pay I've become some kind of guarantor and this removal or change wont be easy.