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Hello my name is ***** ***** I will help you with this.
For now please let me know whether it was your car ?
Yes it was my car and the police are charging me with being the driver
I have no recollection of being the driver as far as I was concerned I was at home at the time of the accident. The police have since charged me with being the driver at the time due to forensic evidence in the car. I carry full comp Insurance and they have already paid out for the damage to my car. Where do I stand with my Insurance and could I be liable due to being charged ?
Was anyone else a witness that you were at home?
Did they find any of your paint on the other car if there was one, or at the scene with no car?
I have recollection of being the driver I have pleaded not guilty throughout I don't want to get bogged down in the details again. the bot***** *****ne is I have been found guilty by trail. I have always told the Insurance company that the driver is unknown as I believe that I was not the driver. Can you please advise where stand with the insurance company ?
Based on your knowledge / case law could I be liable for Insurance cost