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The house was bought for cash by John. I didn't put a financial contribution into the purchase of the house.
I felt guilty because the money that he had, was from his marriage of 35 years to his wife, who died a few years before we met, and I felt as we had got back together, I couldn't have this money in my bank account as it had only been his kindness that led to me having it in the first place.
The holiday home is not in joint names, just his.
The original house, as I said, was sold, so there is no mortgage remaining on that, or the holiday home. Both were bought for cash.