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Hello my name is ***** ***** I will help you with this.
No, it wont affect her discount.
Just because the Council were not insured, does not mean the tenant is automatically liable.
Therefore if the Council were not insured, as Landlord, they still should foot the cost.
Even if they can not recover that cost from insurance.
The only exception would be is if this was caused by the negligence of the tenant, or they did it on purpose
Can I clarify anything for you about this today please?
The fire wad accidental and my mum's content insurance paid out for the contents that were lost, most of it was smoke damaged, they did actually put a new roof on the property because the fire brigade punched a hole in the roof to help them put the fire out, the downstairs was only smoke damaged but the council redecorated the whole house
Ok- it does not sound like negligence.
So no, it should not affect it
Does that clarify?
Yes it does thank u very much for your help
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It's just on the UK government website says that if my mum's Landore the council has spent money on the house in the last 15 years it would reduce her discount, so do u still agree that her discount wouldn't be affected?
Yes because this is not for refurbishment, this is because of a fire
Ok gr8, thank u very much I have rated your answer.