Hello my name is ***** ***** I will help you with this.
For now please let me know whether you have any defence to the claim against you?
Not that I know of. We were staying in a serviced apartment whilst waiting for our rental to become available. The management of the hotel/apartment was removed and we were given 4 days notice, along with all the other guests, to leave as they needed vacant possession for the new management. We moved out, I went to work in Singapore and had intermittent contact with the old management regarding the outstanding bill. Contact went quiet next thing I know there is a CCJ and the enforcement company
Sorry Hello Alex, my name is Simon
Did they serve at the correct address?
Did they knew you were abroad?
They served at my old residential address that was forwarded to a mailbox, I don't know if they knew I was abroad.
Was the old residential address the last one they had for you?
Ok. What is it you want to achieve?
I don't want anyone arriving at the home where my wife and children are. I also want to understand if I make the payments as suggested will they stop phoning and asking to show up
That is correct. Sadly you can't set aside as you accept you have no defence which is the test
But if you agree a repayment plan and stick to it then they won't turn up or call you.
In any event if they call you, you are perfectly entitled to ask them to put everything in writing
But if a repayment plan is agreed and you stick to it, you wont hear from them again
Can I clarify anything for you about this today please?
Are they obliged to accept a reasonable repayment plan or would it simply make sense for them to do so?
Yes they are.
They can not have anything unreasonable.
If they do you could apply to the Court to pay by installments and offer a lot less
So they will be reasonable.
Should I engage a lawyer to achieve this?
No, because those costs won't be recoverable.
Unless the CCJ is very high then it may be cost effective.
But you can do this yourself
Can I clarify anything else for you?
Many thanks, ***** ***** helped a great deal. I am much more calm and will do as you say. thank you.