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Thanks for coming back to me -
I guess the most important thing is: what is the worst case scenario, and also when the statement letter is sent to me from Southern Rail, should I admit guilt?
First time I have done this, and they actually checked that - both with the police (I have no prior convictions at all) and with Southern Railways (again, I have not done this before). The police said it was a "civil matter", but just confirmed my address details etc.
Yes, in the past I have always bought my own tickets normally, and they will be able to check that via my travel card ID, I believe. The ticket I was caught using today was a travel card that was not my own.
So to clarify:
Ok thank you, ***** ***** reassuring. In your experience, do you think it is likely to go to court? Especially if it's my first offence and I offer to settle?
If I do get a CR, will it affect my getting a mortgage/finance?
Ok great, thanks Jo - I appreciate your help and will remember to give you your rating,