Hello and thanks for requesting me
Under the Office of Fair Trading Guidance on debt collection they should not pursue you if you do not know what the debt is or it is disputed
Can I clarify anything for you about this today please?
Do I need to start this debate with Collective or should I wait until they start to act and give me something concrete to discuss?
You should wait until something concrete.
Make sure everything is reduced to writing
Does that help?
OK Thanks for that. My concern is being unaware of what Collectiva are actually chasing up. This course of action and the info in the pdf you supplied will be helpful.
Indeed. They should tell you.
The OFT Guidelines are very good
Thanks That will do for me now. Regards
Great. Can I clarify anything else for you?
No I can't really do much more until they give me some more info. If it transpires there is a real case against me I guess a f2f with a solicitor might be more practical. Thanks for your time.
Indeed. If this does answer your question can I ask you to rate my answer before you go today please. The button should be at the bottom of the screen
If you need more help please click reply