My name is ***** ***** I owned the house sole in my name in the first place after buying my ex wife out in 2006.
My partner Sharon (I met later) came to live and work with me and has contributed all her income into paying the utilities and interest only mortgage as the principal breadwinner of us as a couple for the last 3 years or so. Interest paid is about £87k other items to do with establishing our livlihood could be justified atributable to her at about £40k
I am an ex cancer patient and am unable to get work other than being self employed, reliant on my partner Sharon and her business
Trustees say thier drive by valuation is £800 - £900k
We hope to show by RICS chartered surveyor something substantially less.
Outstanding on mortgage is about £610k
Arrears under arrangement with the lender are about £10k
Interest only element is £1420/mth
additional payments are about £150/month although we could pay more, and have only left the arrears in place under control to be able to show if the house was sold it would leave a creditor who I would be liable for and unable to pay with loosing my livelihood
Clare, I have a doctors appointment at 4pm and need to leave my desk for a while. I do want to pick this up asap when I am back in say 45mins or so, please.
Hi Clare I'm back. She has paid about £500/mth into utilities and all our household expenses have been paid by her as she is the principal breadwinner for the last 3 years. The home improvements have all been paid by her over the last 3 years which total about £30k and she paid some of both elements prior to that, going back to 2007
Hi Clare, are you able to give me your attention at the moment?
She has paid for 2 outbuildings to be built at an approximate cost of £20,000, and this has probably increased the value by £30 - £50K
Probably. Her statements probably show the money being transferred to my account before it was a joint account for me to pay the contractors
Is it possible that having a 9 year relationship my partner has got some rights as to the outcome, over and above her contribution? This will probably be my last shot at this with you, so sorry to push this last query and thank you