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Hello my name is ***** ***** I will help you with this.
For now please let me know have they said why they want the information?
The exact wording is as follows: I am looking into your complaint about the way the business sold you a PPI policy. I have gone through your case file and need some more information from you to assess it properly. The information I need is about your employment status when you took out the policy, in March 1996. I can see that you were employed by the Purley Medical Practice as a practice manager at the time, and that you were also the company secretary of Mac 4 Action Hire Ltd. Please could you provide me with further details about your role as company secretary? (for example, was this an active role in the company, what were your duties, how many hours a week did you work in this role. Please provide as much detail as possible
Hi Alex are you still online?
But nothing else other than that?
Hi Alex, no that is all he has asked
I was wondering if the company secretary role would render her technically self employed and therefore ineligible for payment in the event of a ppi claim
Hi Alex, any news?
Yes I have given this some thought.
Technically if you own more than a certain % they may consider you self employed.
Assuming you were getting paid of course.
If it is not a paid position then I do not think you need to worry
But if you were employed and own a % of the business it is possible it may affect your claim
But you should provide the required information.
If the bank/lender does not give you all the PPI back you can issue a claim
You need to write and set out your losses and request a refund within 14 days or say you will go to Court within 14 days. You should make sure you send this signed delivery and keep a copy.
If they do not refund you then you can issue proceedings in the County Court. You can either do this online at: www.moneyclaim.gov.uk or by completing form N1 http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf and take it to your local County Court.
The Court will then issue a claim which a copy will be sent to the Defendant who will have a limited time to defend it, if not you can enter Judgment and enforce.
If the claim is for £10,000 or less it will be a small claim so you will not need legal representation. Over this value you would need representation for trial.
Can I clarify anything for you about this today please?
Thank you very much Alex. Most insightful and extremely helpful