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Hello my name is ***** ***** I will help you with this.
Do you accept that you did not paid the correct monthly installment please?
previous instalments were paid in full and correctly but for the month the did not recieved the mony I agree that may be for the reason of insufficient balance available.
Thank you. Its bad news then I am afraid.
If you did not pay for the month then the insurance company are entitled to cancel the policy
If they cancel it the Police are allowed to seize the car.
I do not think you are entitled to recover a loss because it is up to you to make sure you have the money to pay for insuarance.
I am sorry if this is not the answer you want and certainly not the one I want to give you, but I have a duty to be honest
I can only think of one thing -
You could complain to the Financial Ombudsman to see if they would help
They offer a free, independent service and can investigate your complaint for free.
Their website is: www.financial-ombudsman.org.uk
Can I clarify anything for you about this today please?
but is there any time duration of notice to be allowed i.e 7-8 days to recieve the letter?
3 day are not sufficient enough to confirm reciept of any letter.
If you did not pay they can cancel there and then.
I am sorry
You can't go to Tesco come out with shopping and say you will pay in a week
should i return their certificate? if not what they can do?
It makes no difference whether you return it, the certificate is no use.
You can't drive the car with it, you can't tax the car with it
they asked to return
I have done another withe another co.
Ok, if they have asked you can return it.
But if you do not there is nothing really they can do
I doubt if they charge me for the loss of that certificate
i,e for losing the cert.
No they wont. But its no use to you anyway
Can I clarify anything else for you?
Can I help with anything else today?
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