Hello and thank you for your question. I will be very pleased to assist you. I'm a practicing lawyer in England with over 10 years experience.
May I ask if it is your wish not to be a party to the mortgage please or if you have been told you are not allowed to be a party to the mortgage?
Which lender is involved?
From what I understand from the above, the mortgage lender has advised that they require the deposit to be a gift in these circumstances. Have I understood that correctly?
Would you like to continue?
No problem - just post back to this thread when you would like to continue.