Hello my name is ***** ***** I will help you with this.
Do you accept their version or are you saying they are wrong and you are not in default please?
Yes I am
You need to write and ask formally that they remove the defaults or say you go to Court.
If they refuse then the Data Protection Act states:
(1)If a court is satisfied on the application of a data subject that personal data of which the applicant is the subject are inaccurate, the court may order the data controller to rectify, block, erase or destroy those data and any other personal data in respect of which he is the data controller and which contain an expression of opinion which appears to the court to be based on the inaccurate data.
You would need to complete form N208
The claim would be issued and a copy sent to the other side. They will have a limited time to defend it.
The Court will set the matter down for a hearing and decide whether to order them to remove the defaults and correct the information held.
If the Court does then they will have to notify Experian, Call Credit and Equifax to have the defaults removed.
But if they refuse to remove them then only a Court order can make them do it
Can I clarify anything for you about this today please?
Ok - then you can take action and sue for the correction
Does that help?
Great. Can I clarify anything else for you?
Great. If I can ask you to rate my answer before you go today please, the button should be at the bottom of the screen
If you need more help please click reply