Hallo, my partner and I purchased a house 23yrs ago in joint names. My partner left after 5 yrs and taking out Dutch nationality, moved to Holland for gender realignment. He left me a disclaimer before he left. giving me free control of the house (countersigned by the vicar). After he had gone, my solicitor send him a letter with a view to removing his name from the deeds, but he had gone and letter was returned. Since that time I've paid the mortgage, insurances and maintenance of the property. The mortgage finishes in Jan 2017 and without his signature I could find myself homeless. How do I go about removing his name from the deeds in his absence please? Thank you very much for your help. Marion XXX
The mortgage should be paid up in January 2015, (although there is a shortfall with the endowment policy) I will need my ex-partner's signature to release the money to the mortgage providers. I haven't had contact with him since he went abroad.
Have you spoken to the bank/mortgage provider about this at all?
Also can you advise how the property was owned? Joint tenants or tenants in common?
No I haven't spoken to the mortgage people. The previous mortgage company agreed to roll over the sum owing because of shortfall. This company is not so friendly.
The mortgage is in joint names. So I have either to remove my partner's name from the deeds or try and trace a possible death certificate for him. I want to sell the house and become a tenant, thus ridding myself of the shortfall and be out of debt.
Thank you e-mail *****@******.***
The property is owned jointly - so I have to somehow remove his name from the deeds or obtain a possible death certificate for me to have absolute control over the house. In fairness, he did give me a disclaimer, giving the house to me when he left. (witnessed by the vicar). So I do have proof of his intent.
DearCustomer how do I begin to thank you? You have given me hope and that is beyond price. I apologise for the hiccups in transmission - I am a 74 year old pensioner and not very handy with a computer.
Bless youCustomer- if I ever need help again I will call on you.
Thank you and best wishes,