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Hello and thank you for your question. I will be very pleased to assist you. I'm a practising lawyer in England with over 10 years experience.
May I clarify that the debt is £10 only please?
Do you know what the debt is for?
The debt is 10pounds and it is for a cell phone. I moved back to South Africa in November of 2007 and returned to study in 2013.
My apologies for the delay in reverting to you over the weekend.
Do you accept the debt is legitimate originally?
You mention the debt dates back to 2007. When was the last time you either 1) made a payment towards the debt or 2) acknowledged that you owe the debt?
Has the collection agency issued court proceedings against you? If so when did they do this?
Would you like to continue with this?