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Hello my name is ***** ***** I will help you with this..
1. If you failed to declare a change even if it would have made no difference then you are guilty of an offence
2. They are likely not to order you to pay at the hearing, rather than at the County Court. You can offer to pay £5 a week, but you should start to pay the overpayment
3. See above
Can I clarify anything for you about this today please?
Yes but am already lying overpayment since last June
Ok, then that is good. You will continue to make the same overpayment until it is cleared
You don't need to do anything else at this stage
Can I clarify anything for you at all?