Hello my name is ***** ***** I will help you with this.
For now please let me know whether in the last 6 years have you ever accepted the debt or made a payment?
never accepted the debt or made any payments, Trading Standards closed down the company that arranged the loan please see link http://www.tradingstandards.gov.uk/extra/news-item.cfm/newsid/900
what does this mean as the judge just accepted what they said and they won
is there anything i can do, as it stands i am liable to pay consumer finance £3,400 WE WERE PAYING FOR A SERVICE I.E. IF THE ALARM WENT OFF SOMEONE FROM SAS WOULD COME OUT TO THE PROPERTY and make sure all was well we didn,t get the service we were paying for and canceled the direct debit shortly after the firm went bancrupt and from time to time they got in touch to say we owed the money. in court their soloicitors said it was not so and lied as i had no proof the judge could only go off what was in front of him and we lost the case as i have said my husband of 46 yrs died recently and i have serious health problems, i should have contacted a solicitor before now but have very little income as i am a pensioner, do i have to accept it or can i still proove that it was rapid response we were paying for as my husband got rid of all the paper work, we did,nt know till this week end about the trading standards being involved and my only proof is a box on the outside wall with sas written on it
if we appeal what are our chances of getting justice
ok thanks very much still very confused is there any help out there financially that you know of as i cannit afford a solicitor i am a pensioner on pensioner credit