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House bound for a couple of months because of operation,Barclay hopeless on phone,when I can actually get through.!
Originally the reserve was with Woolwich with no time scale,then Barclays took over, and I found out last year That I had to pay back the whole amount in October.I have paid over the interest ,no default,every month.
The original was about 12 years ago,can' t remember having a contract,all very casual to help improve the house.My house is worth,£260,000.I didn't even know about the take over,until I started having statements from Barclays.
My yearly mortgage statement comes from Woolwich.
My monthly statement always shows the balance and the interest for the next month.I hadn't thought to ask for the terms,anyone you get through,doesn't seem to get much idea.I will phone tomorrow and chase somebody up.is it O.K.to come back to you.?
Thanks,speak to you tomorrow
Just been able to get through to Barclays 1/2 hour going all through India.
Terms of the loan was pay up on completion of mortgage,they have booked me for 1 hour phone call with advisor to discuss options.
Thank you for your help,