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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 70200
Experience:  Over 5 years in practice
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CAN YOU TELL ME IF I HAVE TO PAY A DEBT COLLECTION COMPANY

Customer Question

CAN YOU TELL ME IF I HAVE TO PAY A DEBT COLLECTION COMPANY THEIR CHARGES AFTER I PAID THEIR CLIENTS THE MONEY I OWED THEM
i HAVE NOW RECEIVED BACK THE CHEQUE ASKING ME TO DEAL WITH DEBT COLLECTERS
Submitted: 2 years ago.
Category: Law
Expert:  Jo C. replied 2 years ago.
Hi.
Thank you for your question. My name is ***** ***** I will try to help with this.
Are these debt collectors or bailiffs?
Is there a CCJ?
Customer: replied 2 years ago.

they are proactive recovery and investigations

no ccj

Expert:  Jo C. replied 2 years ago.
They have no formal status then.
They do have a claim for their fees but against their client rather than you.
If they go to court and sue then you would be liable with the attendant costs of a CCJ. But you are not liable for the fact that they have chosen to use a debt collection agency.
What they may do though is add a default to your credit rating arising from this. That might be important or it might not depending on your current credit status.
Can I clarify anything for you?
Jo