Thank you for your message. I should think the house is worth around £200,000, and the initial loan that he took out was 50,000. the balance is about 39,000.
No they were not married. Ann inherited the house from her parents, and has lived in it all her life. She met this man and he subsequently moved in with her, she had no mortgage on her house. He turned out to be a drunk and drug addict. He beat her to sign him on to her deeds and for the loan. She did not see one penny of the money. She has no idea what or where it went. She has suffered at his hands for the past few years, and has only recently had the strength to get him out. She is struggling financially to pay this loan, as it is secured on her house and she is terrified of being homeless. She has a young son of 17 years of age who has just been taken into medical care for mental health and another daughter who is in and out of hospitals suffering with anorexia. She works all hours under the son to try and manage, and sometimes cannot afford food. She is at her wits end.
I feel what this man has done to her is totally unfair and was against her will., and she is left with the debt and the worry. Thank you for your help. Regards