Thank you for offering to assist me.
I first need to confirm that this action would be accepted under the UK legal system. So, in clarification, I am a British national who resided in HK from 1982 until recently; my financilal adviser is also a British national who had his own financial advisory company in HK from the late 1990s when he took over management of my pension savings. The offence took place in Hong Kong, which is where he was licenced. The Insurance company holding my Pension Bond is International, but licenced in the Isle of Man.The adviser is now living in England, ostensibly in retirement on health grounds.
I discovered in November last year that he had in 2012 fraudulently misused my signature on a dealing order to buy an investment for £40,000, although I did not have the funds to pay for it, putting my pension Bond into negative balance by £40,000. He did not personally benefit by that amount, although no doubt he received some commission.
The reason he authorised the purchase was to cover up his own ineptitude in the overall management of my Bond. By this time, three of the four funds in the Bond were either suspended or in liquidation. Then, due to my enforced absence from HK for medical treatment in the UK he managed by the use of subterfuge to keep the truth from me.
I only discovered the truth upon my return to HK in November 2014, by which time he had closed his company, surrendered his licence and fled to the UK. All of my attempts to contact him have been in vain. I have discovered his UK address.
I immediately made reports to the HK police, Insurance Commissioner and the Securities & Futures Commission. All of which are carrying out their own investigations into his conduct.
At the same time, I contacted the insurance company holding my Pension Bond and have been locked in correspondence with them for the last 5 months. They are using the standard disclaimers to refuse to accept responsibility for the actions of my adviser, even though I can prove that I did not sign the Client Confirmation of the dealing order.
I was out of HK at the time the deal was processed and although the signature looks authentic, I believe that it was probably a 'cut and paste' job. There is no physical way that I could have signed the document in question.
Over to you.