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Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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I held a meeting at my house to discuss planning a business

Resolved Question:

I held a meeting at my house to discuss planning a business a ltd company name had been set up trading had not started
one person fell over and broke her leg on my property when leaving dec 7
I have received a letter from a solicitor asking for my company insurance details claiming a personal injury whilst attending a business meeting at my property
no insurance is in place as we had not even started
Submitted: 2 years ago.
Category: Law
Expert:  Ash replied 2 years ago.
Hello my name is ***** ***** I will help you with this.
Why was this person at your house? Were they an employee?
Customer: replied 2 years ago.

at the time of the meeting this person was not an employee she might of been an assessor when we started training

Expert:  Ash replied 2 years ago.
So there was no business at this stage? Do you have home insurance?
Customer: replied 2 years ago.

Yes I have home and contents insurance but the letter is asking for the company insurance details

my home insurance would not cover a business meeting

Expert:  Ash replied 2 years ago.
Was this an interview?
Customer: replied 2 years ago.

we are setting up a training school she was to be an assessor the meetings were at a planning stage unpaid before the company had started trading

Expert:  Ash replied 2 years ago.
Do you have business insurance?
Customer: replied 2 years ago.

no we had not set up the business insurance at that time as we had not lunched or started trading

Expert:  Ash replied 2 years ago.
Ok. On what basis are they saying you were negligent?
Customer: replied 2 years ago.

The solicitors letter states that we had requested her to attend a business meeting at our house where she had an accident and to forward our company insurance details

these meetings were very informal setting out a structure for the business we were setting up

Expert:  Ash replied 2 years ago.
Ok. You should write back and set out your position, she was invited as a visitor and it was not as a business. Therefore you can write and say that you are not insured as it was not a business transaction.
They will then either need to not continue with the claim or say how YOU were negligent.
Can I clarify anything for you about this today please?
Alex
Ash and other Law Specialists are ready to help you
Expert:  Ash replied 2 years ago.
Hi

I am just following up to see if there is anything else I can help with?

If this answers your question might I ask you to rate my answer before you go today please, the button should be at the bottom of the screen.

If you need more help please click reply.

Alex