No - I don't owe her any money (in my opinion). She bought me a car several years ago and I bought her loads of art stuff and garden furniture and basically did her house up for her. If she wants to treat our transactions as related to money then I'm pretty sure we are even. However, she is now claiming that I took money from her as an agreed loan to me ( which is totally untrue) and she is using emotional blackmail in the letters to my parents saying things like "I know he wanted to pay me back - he took the money from me which I poorly dad left to me...etc, etc," which is all untrue. I am happy for her to take me to any court either civil or criminal but this harassment of my parents is something I can't control or deal with.