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The answers to your questions are as follows.
1. the car was supplied by a dealer on the instruction of the leasing company.
2. I have paid the three months up front to Lings Cars who arranged the lease.
3. It is on a personal lease
4. I have all the documentation from Lings cars.
I have the hire agreement from Jaguar contract hire, I kept a copy and faxed the agreement back to lings cars as instructed
So to clarify... I was credit checked back in January, I signed the hire agreement in April and paid three months up front and took delivery in May. They then said that something showed on the credit file after delivery. Am I to believe then that they cannot demand the vehicle back.
The only term in their conditions relates to termination due to change of circumstance, is that relevant?
The wording is as follows
"any information which you have given us and which we have taken into account in deciding whether or not to purchase the vehicle and enter into this agreement is incorrect and we reasonably think this negatively affects (or would have affected) our decision to hire the vehicle to you in a material way"
The information was correct when all was agreed otherwise surely it would have been declined. My personal circumstances may have changed very slightly since January when it was all agreed but not very much (I have been off work with an injury so there may be an odd late payment on my file)