How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Ash Your Own Question
Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
75100385
Type Your Law Question Here...
Ash is online now

In January 2015, I entered into a cosolidation of loans and

Resolved Question:

In January 2015,
I entered into a cosolidation of loans and bad debts agreement, with my son and his patner of 20 years(they have 2 children Cerys 10yrs. Harrison 12 years) I cleared 6 CCJ's including motgage, council tax,water rate, bank loans,unpaid income tax, fines, and doorstep loans.
The typed agreement and signatures were fully witnessed by my neibours. Can I take a court order against their house to protect the £41000 involved to help the grandchildren, as they have decided to break-up.
Submitted: 2 years ago.
Category: Law
Expert:  Ash replied 2 years ago.
Hello my name is ***** ***** I will help you with this.
You can but as it stands you dont need a Court order. You can register a restriction on their property using form RX1 at the Land Registry. I think the cost is about £50 or so.
https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/352954/RX1.pdf
All the owners need to consent and this registers your interest, its like having a secure CCJ. When they sell it the Solicitors have to discharge your debt behind any charges before yours, ie the bank.
Can I clarify anything for you about this today please?
Alex
Ash and 4 other Law Specialists are ready to help you
Expert:  Ash replied 2 years ago.
Hi

I am just following up to see if there is anything else I can help with?

If this answers your question might I ask you to rate my answer before you go today please, the button should be at the bottom of the screen.

If you need more help please click reply.

Alex