Ask a Law Question, Get an Answer ASAP!
the banks getting away with what ever they like,caused this mess in the first place,,a fortune paid to debt management company,companies,who have not debt managed,no help from FCA and ombudsman,who are the ones supposed to help,,I lost job,relationship,vehicle repossessed,me/house black listed,all through no fault of my own.I have all paper work,all in order,but no one will do any thing about it,or say they will then just stop.
the debt management fees were added to my weekly payments of £77 pr week,over 3yr,there fee was about £1300,the exact paper work is all filed,I can not access this untill tomorow,,I no this is on line,but is there any way I could send all paper work,as it will be easyer to under stand,,then some one can look and tell me what next,I could send a check as a advice fee
that would be no good,I could only post paperwork.
there is no way I could do that.
is there any,my only option would be post.
i had never heard of them,,also I was getting letters and
lotts of calls from the banks and debt collectors,I had to
do some thing ASAP,they said they could help the quickest.
they said it was to complecated for them to sort out,they could only take a case on individually,there was to many companies involved,they could not do anything with the ones that had gone bust,some were still going even though 1 have letters saying they are not,,and they dont think any of them have done any thing wrong
the FCA just agreed with the ombudsman,there letters proved they took no notice and never read my stuff,when 1 pointed this out 2 them,they just said it was complecated,and said 1 should go 2 the police 2 stop the banks calls.
my debt was about 8k,and manageable until santandere messed up,then there's the loss of job,loss of car,which is hard to put a price on,then there's all the bank charges/interest etc..also the debt management fees for not dept managing correctly..and the stress and harassment that come with it,,so hard to put a price on it.
the debt management fees were about £1200,and my car the about the same.
this would be no good,,the ombudsman and FCA are court exempt,and the other companies involved just blame each other,and say are protected by the ombudsman who is in there favor,and others say its the companies before them or gone bust,I already said that I could do this,but they are not bothered,and have top lawyers,,it just go's round and round,,like banging my head against a brick wall.
that is how it all started,but because santander admitted there mistake,and corrected it in there way,there time,nothing can be done,the ombudsman said they and no one else can do any thing about it,that is why my only option was debt management,and that turned out to be a total illegal mess,which also looks like they will get a way with.