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hello, I have received a letter from the Solicitors asking for an old debt with Black Horse finance and now managed by DLC of £1374,i called the company and they have said that an CCJ will be registered under my name if not paid in full, please advise what I can do to avoid an CCJ? Kind regards ***** *****
Never, I have always ignored their correspondence for the past 3- years.
No not all, until today when I called DLC !
I lost my job and could not repay, I don't actually remember the last time I paid ?
I borrowed back in 2007,i think
this debt is not even showing on my Credit file, I have just done a search ??
I am sorry, as I don't recall as to when I exactly took out the loan ??
However they had given me a default which is now cleared on my credit file.
So do I call the Solicitors and give them my last and final offer ? what do you think I should offer ?