September 2014 my ex advised she said that things were no longer working and that I needed to go. We have 2 children together.
We had a house with mortgage, approximately £350k in value and just over £100k left to pay off where I had decreased the term, increasing the monthly payments but of course paying it off faster with less interest with money being earnt from my business which I started but had for tax and earning potential had her listed also as an equal director.
She was insistent that I left her the house if I was to have ownership outright of the business, which left me stuck as she would have still had maintenance payments and been entitled to 50% of any dividends had I not and so reluctantly but amicably I agreed on the basis of the children not being affected by any drawn out battles etc.
She went off and took on a solicitor who drew up a deed, she signed over the companies house paperwork to relinquish her stake in the business and I in turn theproperty deeds.
However, her intentions were scuppered a little because she could not recieve the credits/benefits she anticipated due to the dividend the received the previous year from the business and so could not demonstrate sufficicent earning potential to apply for a new mortgage and had to leave this as it was - so still a joint, only difference being made is it was adjusted to be collected from her bank not mine.
It was brought to my attention, where unfortunately her care of the children is not as it should be, by someone that the mortgage company would have to be notified of any such change of deed and if they were unable to offer her a mortgage then it would seem unlikely she would have declared any of this to them either.
I hope this provides all you need but ask for any more info which will help.