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As next of kin, when anything happens to your Mother, you will need to apply for Letters of Administration at your local Probate Registry. You can ask a Solicitor to do this for you (likely to charge approx £250 plus VAT) or you can do it yourself, by booking an appointment.
Once you have been granted Letters of Administration, you will then be entitled to close your Mother's bank account(s). Banks will not release funds without sight of the Letters of Administration, which is the evidence that you are her next of kin and entitled to her monies.
I hope this assists you and sets out the legal position.
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Thank you for your advice. I forgot to mention that my mother remarried and has a different surname in her bank account that mine.
Will this be a problem to obtain the letter of administration in order to close the account.
No it won't- if she is a widow, you are her next of kin, so her different surname won't make any difference or cause you a problem in closing the account.
How can I find a Probate Register and what information do I have to provide to start procedure.
If you google "Probate Registries" it will give you a list of them.
Whenever anything happens to your Mother, you would just need to phone them- they will send you an application form, and you will then at that stage need to make arrangements to go for a short interview,
Sorry to press on this matter but could you please let me know which documentation should I have ready to start the procedure.
There is no information you can get together at this stage. Each Probate Registry has different requirements, but at your interview, you will need to take your Mother's death certificate and your id.
The application form will ask you to confirm your Mother's details, what assets she had and what debts she had.
Thank you very much for your help.
I think I forgot to include my e mail address, so I would be grateful if you can e mail me the full conversation to:
Afraid I am unable to email you our conversation, as all I have is what you see.