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Ash
Ash, Solicitor
Category: Law
Satisfied Customers: 10916
Experience:  Solicitor with 5+ years experience
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I think my iva company has broken the contract with me. still

Customer Question

I think my iva company has broken the contract with me. still holding onto money that is for my creditors refuse to admit the iva finish next month and demanding more money that I don't owe.
Submitted: 2 years ago.
Category: Law
Expert:  Ash replied 2 years ago.
Hello my name is ***** ***** I will help you with this.
On what basis are they holding onto it please?
Customer: replied 2 years ago.

They have kept money back and not paid creditors

Customer: replied 2 years ago.

They also state I may have others debts that I haven't told them about

Expert:  Ash replied 2 years ago.
On what basis are they holding it? How much have they held back?
Customer: replied 2 years ago.

They have £1173.43 AND I OWE £1152.36

Expert:  Ash replied 2 years ago.
What is the reason given for holding on it?
Customer: replied 2 years ago.

They think I have more debts of which I have not.

Customer: replied 2 years ago.

They want the equity of my house and any ppi I have. But they have received over £7000 already.

Expert:  Ash replied 2 years ago.
Ok. But there is not much outstanding. You should apply to the Court that they release funds and pay your creditors. Unless they have any evidence you have more debts then they do not need and it does not warrant anything.
You only have £1152.36 outstanding, its not a huge amount.
Can I clarify anything for you about this today please?
Alex
Customer: replied 2 years ago.

how do I apply to courts and what forms

Expert:  Ash replied 2 years ago.
Form N1.
County Court.
http://hmctsformfinder.justice.gov.uk/courtfinder/forms/n001-eng.pdf
Alex
Expert:  Ash replied 1 year ago.
Hi

I am just following up to see if there is anything else I can help with?

If you have not done so already might I ask you to rate my answer before you go today please, the button should be at the bottom of the screen.

If you need more help please click reply.

Alex