How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask Jo C. Your Own Question

Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 30929
Experience:  Over 5 years in practice
12826847
Type Your Law Question Here...
Jo C. is online now

I originally agreed that my ex partner could put a legal

Customer Question

I originally agreed that my ex partner could put a legal charge against the property we bought together. We have around 38k equity if we sold it for what we purchased it for (125k)Since our separation and me remortgaging in my name only he has stopped giving me profit from a property we rent out. This property was bought with my late husband and he has only ended up with his name on the deeds when we realeased equity to buy our first house together. Can I refuse the legal charge? He has already had his name removed from the deeds against his solicitors advice. He has said that I am bound into a verbal legal contract and that he has text/email proof. Is this correct?
Submitted: 1 year ago.
Category: Law
Expert:  Clare replied 1 year ago.
Hi
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
Why did you agree to him having a charge?
How much is the other property worth?
Clare
Customer: replied 1 year ago.
Hi Clare
i am having the other property valued next week. I am guessing at the most it would be valued at 42k
He was reluctant to remove his name from the deeds but natwest would withdraw my application if he put the legal charge through before I remortgaged the property in just my name.
The property we rent out was supposed to be put in trust for my daughter (he has brought her up since she was 2, she is now 9) but he is now refusing to do this. My fear is if I go ahead with the legal charge that he still ends up with a cut of the rental property when he has previously said that's for my daughter.
Expert:  Clare replied 1 year ago.
Hi
Do you know how much the property you live in is actually worth?
Clare
Customer: replied 1 year ago.
Yes 125k
Expert:  Clare replied 1 year ago.
Hi
So there are two properties - each with roughly the same equity.
He has said he will hold his property on trust for your daughter but has taken no steps to do so.
If he does are you then happy for him to have the Charge on your property?
Clare
Customer: replied 1 year ago.
There is around 10k equity on the rental property that he has his name on by default as I couldn't remortgage on my own. profit per month is around £140. The property basically pays for itself. Would an option be signing over this property to him in return for him not putting a legal charge against the property I reside in? We have been separated for nearly a year yet he still has control over me. As much as I don't want to lose what was my marital home with my late husband, my daughters real dad, the stress I am under is not worth keeping the property.

What Customers are Saying:

 
 
 
  • Thank you so much for your help. Your answers were really useful and came back so quickly. Great! Maggie
< Previous | Next >
  • Thank you so much for your help. Your answers were really useful and came back so quickly. Great! Maggie
  • A quick response, a succinct and helpful answer in simple English. I believe I can now confront the counter party with confidence -- worth the 30 bucks! Rick
  • Wonderful service, prompt, efficient, and accurate. Couldn't have asked for more. I cannot thank you enough for your help. Mary C.
  • This expert is wonderful. They truly know what they are talking about, and they actually care about you. They really helped put my nerves at ease. Thank you so much!!!! Alex
  • Thank you for all your help. It is nice to know that this service is here for people like myself, who need answers fast and are not sure who to consult. GP
  • I couldn't be more satisfied! This is the site I will always come to when I need a second opinion. Justin
  • Just let me say that this encounter has been entirely professional and most helpful. I liked that I could ask additional questions and get answered in a very short turn around. Esther
 
 
 

Meet The Experts:

 
 
 
  • Jo C.

    Jo C.

    Barrister

    Satisfied Customers:

    30316
    Over 5 years in practice
< Last | Next >
  • http://ww2.justanswer.com/uploads/EM/emus/2015-7-7_192327_bigstockportraitofconfidentfemale.64x64.jpg Jo C.'s Avatar

    Jo C.

    Barrister

    Satisfied Customers:

    30316
    Over 5 years in practice
  • http://ww2.justanswer.com/uploads/BE/benjones/2015-12-1_0437_ennew.64x64.jpg Ben Jones's Avatar

    Ben Jones

    UK Lawyer

    Satisfied Customers:

    11553
    Qualified Solicitor - Please start your question with 'For Ben Jones'
  • http://ww2.justanswer.com/uploads/BU/Buachaill/2012-5-25_211156_barrister5.64x64.jpg Buachaill's Avatar

    Buachaill

    Barrister

    Satisfied Customers:

    1754
    Barrister 17 years experience
  • http://ww2.justanswer.com/uploads/JO/jojobi/2013-3-19_0265_maxlowryphoto.64x64.jpg Max Lowry's Avatar

    Max Lowry

    Advocate

    Satisfied Customers:

    894
    LLB, 10 years post qualification experience
  • http://ww2.justanswer.com/uploads/UK/UKLawyer/2012-4-12_9849_F2.64x64.jpg UK_Lawyer's Avatar

    UK_Lawyer

    Solicitor

    Satisfied Customers:

    750
    I am a qualified solicitor and an expert in UK law.
  • http://ww2.justanswer.com/uploads/KA/Kasare/kasare.64x64.jpg Kasare's Avatar

    Kasare

    Solicitor

    Satisfied Customers:

    402
    Solicitor, 10 yrs plus experience in civil litigation, employment and family law
  • http://ww2.justanswer.com/uploads/OS/osh/2015-7-7_19268_gettyimagesb.64x64.jpg Joshua's Avatar

    Joshua

    Lawyer

    Satisfied Customers:

    8199
    LL.B (Hons), Higher Prof. Dip. Law & Practice