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Jo C.
Jo C., Barrister
Category: Law
Satisfied Customers: 30929
Experience:  Over 5 years in practice
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Hallo i nneed legal advice my husband and I are separated but

Customer Question

hallo i nneed legal advice my husband and I are separated but livin in same house weve been together for 11yrs and 7 yrs married I av 2 children of which don't belong to him my husband is not selling the house and as offered me 5.000 to finalise everything wat should I do should I take the offer thanks janet
Submitted: 1 year ago.
Category: Law
Expert:  Clare replied 1 year ago.
Hi
Thank you for your question.
My name is Clare
I will do my best to help you but I need some further information first.
How much is the property worth and how much is outstanding on the mortgage?
Clare
Customer: replied 1 year ago.

The property was bought on the 12 october 2007 at the price of £97.000 with renivations been done to the property its probably worth £102.000, my income im parrt time so i earn between £600-800 every 4wks plus tax credit which is £102.00 wk and child benefit of £81.00 mth so i pay grocery shpppin ,sky bill, and my mobile . My hubby he pays £650.00 mortgage and utiliety bills i dont know how much as there direct debit but he,s a full time wrker and brings home basic wage of£1,659.96 he pays £650.00 mth mortgage ,we have been together 11yrs and 7 yrs married i av 22yrs old and 16 yrs old neither belong to him my name is ***** ***** land registry rights as he wants me out and i got a little tired of bein hassled i av exlpained im lookin for somewere to live but nothin as yet so he said well im offerin u £5.000 as im not selling house and i need it for my grandkids he as 5 so hom selling and buyin a flat wouldnt be big enough so he said if i forced him to sell he wouldnt get much for house after payim all legal fees so.as u can see need help fast

Expert:  Clare replied 1 year ago.
HI
How much is still outstanding on the mortgage - how much was borrowed?
Clare
Customer: replied 1 year ago.

Sorry clare ive no idea how mucb is left on the mortgage only thing i know his october offerin me 5000 i dont know if its bank loan or added to the house couldnt tell you tbanks janet

Expert:  Clare replied 1 year ago.
Hi
You are entitled to know how much is outstanding on the mortgage before you accept any offer at all.
Do you remember how much he borrowed to buy the house with?
Clare
Customer: replied 1 year ago.

Hi clare yes he,s still got £60,000 to a pay and 10 more yrs to pay on it so he spoke to me last nite and said its nothin to do with me how much iv,e left to pay on mortgage and if i make him sell he,ll sell at a loss so he said me acceptin the offer of £5.000 is better for me i ad a estate agent come in yesterday he valued property between 80-90 thousand he said wouldnt get much more for it as other houses are better than this one and selling for less . Janet

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