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I am having a dispute with my insurance company over my vehicle which was damaged in a accident last December. The vehicle is a commercial vehicle truck, under ten years old and the insurance was fully comprehensive. The vehicle was in excellent condition, well maintained, serviced and had very low mileage. The insurance company currently have my vehicle and declared it a total loss. They have no intention of repairing. They made a offer which I rejected. They requested like-for-like example which I couldn't provide as there are no like-for-like on the market together with the manufacturer have ceased producing the vehicle model. I had a letter from the insurance company stating if I do not contact them within seven working days they will send the vehicle back to me damaged. I'm seeing this more of them pushing me to accept their offer. I would be grateful where I stand legally regarding this against the insurance company. My aim is for a offer but not what they are offering or for them to repair which they are unwilling to do.