A truck has driven into my boundary wall and knocked down a section and damaged a gate post their insurer is refusing to settle the claim disputing the quoted amounts I want to pursue this in the SCC do I issue against the Driver or the Company ?
At present I don't know if the driver is self employed to the company or employed by them.
Do I direct this to the driver personally or his employer presuming he is not self employed.
Can or should ? and does this alter if he was directly employed or self employed, as I would imagine that his insurers if self employed or the companies insurers if not will have a very good legal team and I don't want the claim to fail on a technicality on the claim been directed to the wrong person/company.
Sorry for extrapolating this but I would like to get it clear.