I have filed for divorce from my husband on the grounds of adultery. it is amicable. he will sign the papers. we have a 3 year old son. we have a house and a joint mortgage but tied into the mortgage is an unsecured loan. I have called the mortgage company and they will not let me take my husband off the mortgage unless we settle the loan which we both cannot afford to do. my question is, is there a legal document which can be drawn up which states that although he is on the mortgage he doesn't have any ownership of it - he will not be contributing to the mortgage he will just pay me child maintenance and half of what the loan is. my worry is that in 10 years time he could come back to me and say half of the house is his. I need something in writing that states the house is mine although he is on the mortgage, that he is leaving all the contents, fixtures, fittings everything to me and that he agrees to pay half the loan for the duration of the term and also x amount of child maintenance - is there such a document? or as he is on the mortgage does he legally own half the house?
Thank you for your response. is it called a clean break order or is that different to a consent order? - also will he have no claim whatsoever over the house - I don't just mean the equity I mean the house as I am paying the mortgage the house will be mine together with the equity.